Affording College

Where Do I Start?

Your education is one of the most important investments you’ll ever make. Knowing what costs to expect and what funding options are available is key to figuring out which college is best for you. College costs should not be a barrier to opportunity. You have options!

Did you know

75% of UNT students receive scholarships or financial aid.

Wondering how affordable a UNT degree will be for you? Use our easy Traditional Tuition Plan Calculator and see for yourself.

Financial Aid

Investing in Success

Many students receive financial aid to help pay for college. As early as October of your senior year, you and a parent should fill out the Free Application for Federal Student Aid (FAFSA). The FAFSA determines your eligibility to receive aid.

To apply for federal aid (including grants and loans) you need to complete the FAFSA. Some universities may require you to complete additional financial aid forms. Texas residents can also submit the Texas Application for State Financial Aid (TASFA).


Many types of loans are available to students and their parents to help pay for college, including federal, state and private loan programs. Borrowing for your education is a serious commitment. Talk to your parents about your options and how you plan on repaying your college loans.


In addition to financial aid, you can apply for scholarships to help cover costs. Merit-based, need-based and athletic-based scholarships are usually available. Check with the college financial aid office for scholarship information. Many businesses, churches, foundations and community organizations offer scholarship funding as well. Your high school counselor and teachers can help you find these scholarships.

UNT annually awards $405 million in financial aid, including more than $50 million in scholarships. Learn more about scholarships and other financial aid information.


The best news about grants is that they don’t have to be repaid! Your eligibility to receive grants is based on your FAFSA application. There are many types of grants available. Here are a few common ones:

  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant
  • Texas Public Education Grant

Student Employment

Getting a job on or off campus is another way to afford your education. An added bonus for on-campus jobs is that you can walk to work! Most colleges offer student employment for administrative, research and technical tasks. You could work in an office on campus, assist a professor or work in a residence hall or campus cafeteria. Check with the college student employment office for details.

UNT’s Career Center helps students find jobs and internships with nearly 20,000 opportunities posted online annually. In addition, more than 5,000 students are employed on campus each semester. The award-winning Student Money Management Center provides workshops and confidential, personalized counseling sessions to help students manage their finances.